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well it is a new year and you may be interested in a new house mortgage rates have cooled demand for homes the number of homes sold is down 37 percent from a year ago thats ing to Redfin data we want to take a deep dive into housing markets across the country and take a look at Denver and Indianapolis and at Charlotte we have Kathy Casey Caldwell Banker Residential Brokerage realtor in Denver Colorado Dan OBrien realtor at True Blood real estate covering Indianapolis and Sir Ashley Harrison real estate broker at the Harrison group with fathom Realty in Charlotte North Carolina its great to have the three of you here we want to jump right in and get to what youre seeing in your respective of regions were going to go around the horn pretty quickly Kathy let me start with you what are the trends what are you seeing in Denver so um Denver our Market is technical so typically the spring Market starts in January so we are already starting to see signs of the spring markets showing that