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In this video, Brandon Weaver addresses a viewer's concern about managing a charge-off account that has gone to collections. The individual has successfully boosted their credit score by 80 points through diligent credit management, keeping utilization under 7%. However, they are troubled by ongoing collection calls regarding the charge-off. Weaver advises that the viewer can send a cease and desist letter to stop the collection calls and communication. This step can help manage the stress of constant calls while they take further action on the charge-off account.