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right well it is three oclock we will go ahead and get started um i am amber thalene i am one of the attorneys at casey elder law been here about 19 years give or take and also have a masters in social work actually as does rachel and so im going to let her introduce herself my name is rachel spacey and i have been with the firm over four years before that i was im in private practice and ive been practicing law now for almost 20 years so and i can also have my masters in social work like amber so we both have our masters in social work and our law degrees and so what were going to talk today im going to probably focus really more on the power of attorney what the financial the health care the difference is what they look like and then rachels also going to speak to guardianship conservatorship a lot of people are told that they need a guardianship conservatorship when actually powers of attorney can be done the type we typically do when it comes to finances is a durable gener