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hello everybody this is brian leising with financial brokerage and welcome to todays webinar this is the first in a series of six that weve called life insurance basic training and theyre all designed to help you feel more comfortable in asking questions quoting presenting and selling life insurance through your agency and this series is probably geared more towards people who do not specialize in life insurance the bulk of your income comes from other insurance or financial services related sources and again we want to make you more comfortable bring this up so you can be successful with your life insurance sales todays webinar shouldnt take too long im projecting 15 maybe 20 minutes at the most all of your lines are muted so you can cut down on background noise you dont do still have the ability to ask questions you can type them in the control panel you see on your screen there and i will get to as many of those as possible at the conclusion of todays webinar so uh today the