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the reference well be discussing an illustration which will be completely related to a show of debentures in case of collateral security or as a collateral security now let me first give you an explanation or rather a brief summary about what collateral security is if in case you approach any bank for any kind of loan they ask you for two necessities either its a secured loan either its an unsecured loan most of you guys would have thought about an unsecured loan whereby you just have to provide your income statements which determines the credibility and the eligibility of you as or rather how much loan you can take similar to that we have secured loans whereby you put on something as a mod gauged value or rather mod gauge item and certain percentage of that value is given to you as loan for example if you have a house worth rupees 50 lakhs you might get 60 percent of that value if you keep the house as a mortgage and you get 60 percent personal loan or rather 60 percent of loan on