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good afternoon everybody thank you for joining us today this is Kara with NC flex and today todays employee session we are talking about our NC Flex accident plan this is different than our accidental death and dismemberment there that is a separate plan so um well talk about what this plan is today in case you have it or thinking about enrolling in it in the future there is a q a box if youve joined us before youre probably familiar with that or you may be new um but you can ask questions throughout the presentation and well try to answer the best we can we also have a couple other NC Flex team members on today to help answer your questions and one of our Voya reps on as well So today were going to talk about whos eligible for the plan some highlights or reminders of NC Flex benefits and who we are um when you can enroll in a plan an overview of the accident plan because thats why were here today to talk about this plan uh how much it cost examples of benefits that are availa