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all right folks lets get started uh im jacob stein welcome everyone uh we still have people signing in but thats okay theyll fall in as we get started uh so today we have a presentation on protecting assets from personal guarantees they hope youre all in the right place um lets give the disclaimer so a couple of words about myself first for those of you who are not familiar with me ive been practicing asset protection planning now for about 20 years we represent everyone from some of the biggest names in silicon valley to some of the wealthiest families around the world in europe and asia and the united states and on down to small sort of mom and pop entrepreneurs real estate investors doctors and the like so pretty much anyone who wants to protect their assets all right so lets get right into it we only have an hour and its a big big subject to cover youre welcome to ask me questions as i go through the presentation i will leave some time towards the end for some questions t