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if you have a conventional mortgage and youre still paying PMI and youre confident that you have more than 20 equity in the home I would call the mortgage servicer up directly and see if you can petition to have that monthly mortgage insurance removed generally speaking theres a process in place it requires that you pay a fee and then they actually go out and they do an appraisal before you spend any money make sure you log online pull up a property search check the value and so long as that appraisal comes back and you have more than 20 equity in the home they are supposed to remove that monthly mortgage insurance and all the other terms of the mortgage will stay exactly the same for more home buyer tips be sure to subscribe