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hey guys whats up its Brett here its a Sunday so Im just going over some comments emails and I wanted to address some of those on this channel for you so a lot of people have the same similar frequently asked questions so here we go oh gee cinema this is a comment on YouTube oh geez cinema says Brandon Weaver Im not listing ChexSystems however Im listed in early warning services which is a consumer reporting agency thats similar to check systems okay and theyre blocking me from getting a bank account or she blocking this individual from getting a bank account and Ive seen this before we have a letter for early warnings it has has to has to be per the Fair Credit Reporting Act and something called fact its an amendment to the Fair Credit Reporting Act that these services have to be 100 percent accurate okay so we have the letters oh gee email me Im going to comment on this and let you know its a very similar dispute letter you can even use the six online dispute letters to d