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youre looking for the fastest and best way to remove dead bar collections like Portfolio Recovery or Midland NCAA Cavalry any of those pay attention because Im gonna show you exactly what to look for and we have a couple different examples that are perfect on this one clients credit report and this is with his permission all right so lets go and take a look at this late payment history well the first thing we want to do is remove this notice of dispute all right because were going to need for it to not be there to use it against them so thats number one were going to send a letter that says this account is no longer in dispute all right so now we can go and point out all of these inaccuracies and violations take a look at this payment history this is a collection there should be no late payments okay this client was not paying on this was there 120 days late in the payment history I dont know all right we can use that to get this account removed number two go and look at the la