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all right so were recording in were going to begin this video today by saying that this is a recording and theres no wise advice or legal counsel and what we have done is we have made a promissory note okay and what we did was we mailed this to our creditor which was a world acceptance corporation and what happened was they decided they were going to mark it as refused and you can see over here lets see weve copied everything so that we have it for our records you know you can see where we have Senate certified mail and this is the refusal person who refused the note that we sent and theres a copy of the beginning letter to them or the hanging letter whatever you want to call it anyway this is our promissory note that we sent to them we had it certified it is in the copied color here as in black and white but we have the certified copy which is the original which is noted in blue arm certified mail again alright so what happened is they refused it so we were ok thats thats fine