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hi there this is Donald Reed this is another podcast on investment tips Im gonna take something from the intelligent investor okay this is on chapter eight page 225. its called the investment owners contract okay when you get there this is what youre going to do and this is what it says it says I Donald Reed or whoever your name is hereby state that I am an investor who is seeking to accumulate wealth for many years into the future I know that there will be many times when I will be tempted to invest in stocks and bonds because they have gone or are going up in price and other times when I will be tempted to sell my investments because they have gone or going down I hereby declare my refusal to let a herd of strangers make my financial decisions for me I further make a solemn commitment number to invest because the stock market has gone up and never to sell because it has gone down instead I will invest whatever you can invest per month every month through an automatic investment p