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In this tutorial, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. The first tactic is to settle quickly, often offering a low amount that doesn't reflect the true costs of medical treatment, lost wages, or pain and suffering. Research indicates that individuals who settle without legal representation can receive significantly less—up to 400% less—than those represented by an attorney. Quick settlements may overlook various critical factors involved in a claim, leading to inadequate compensation for the injured party. Pearlman emphasizes the importance of understanding these tactics to avoid being shortchanged.