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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. The first tactic is to quickly settle claims for a low amount, often just pennies on the dollar, especially when another party's insurance is involved. Studies indicate that individuals who settle early without representation can receive about 400% less than those who have an attorney. Early settlements typically do not account for necessary medical treatment, lost wages, pain and suffering, or other relevant factors. Pearlman emphasizes the importance of understanding these tactics to protect one's interests in injury claims.