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In this tutorial, Lee Pearlman discusses the seven most common tactics insurance companies use in personal injury claims. The first tactic is the quick settlement offer, which significantly undervalues the claim—often penny on the dollar. Studies indicate that settlements offered immediately can be 400% less than claims pursued with legal representation. These early offers fail to consider crucial factors like medical treatment, lost wages, and pain and suffering. Pearlman emphasizes that understanding these tricks can protect claimants and ensure they receive fair compensation for their injuries.