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In this video tutorial, Lee Pearlman discusses seven common tactics insurance companies use in personal injury claims. The first tactic is quick settlements, where insurers offer a low amount right after an incident, taking advantage of the victim's urgency. These early settlements often fail to cover essential costs like medical treatment, lost wages, and pain and suffering. Studies indicate that individuals represented by attorneys can receive significantly higher settlements—up to four times more—compared to those settling quickly on their own. Pearlman emphasizes that these tactics are prevalent and highlights the importance of being informed in personal injury cases.