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[Music] how much do I need to retire at the age of 60 and I think where we like to start is the psychology right 41% of people in the country right now believe that they do not have enough money to retire right they they youre so youre not alone if youre freaking out youre probably saying I feel like I dont have enough to retire well theres 41% of the country that agree with you right like thats where we want to start this isnt an uncommon theme and when we look at the Federal when they look at the averages the average at 60 is $537,000 that feels like a big number right but what people dont realize is the difference between average and median right theres a lot of very large accounts that draw that up pretty high right at the end of the day the median at 60 which is a much more accurate way to reflect whats going on in America is right around $200,000 so if you have more than $200,000 youre actually beating the median at the age of 60 now when we think all right well Greg