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disputing charge offs with an Affidavit of fact and Truth one of the key things that youre going to want to put in your affidavit is this okay so youre going to want to outline exactly what youre disputing and be very specific like number one your inaccurate balance any balance that they could be reporting is going to be considered inaccurate and youre going to want to add the exact Fair Credit Reporting Act law that they are violating and then if theres any incorrect payment status youre going to want to outline that incorrect account status where says um derogatory or sometimes itll stay collection SL charge off youre always going to want to highlight that as well and the misrepresenting comments are like major comments can tear you up on the credit profile make sure that you outline every discrepancy with the facts and as always in any affidavit make sure that you add an acknowledgement for the notary to fill out and sign send it in I promise you you will get some
