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Nicole Vinson, an attorney with the Merlyn Law Group, discusses property insurance claims that are denied or delayed. The firm manages both commercial and residential losses, including litigation for insurance claims and bad faith cases. Vinson emphasizes the importance of promptly reporting any loss to the insurance company, regardless of its size. She advises preparedness when presenting claims, noting that despite paying premiums and having long-term relationships with agents, the initial response from the insurance company may not be favorable. This highlights the need for homeowners and businesses to be proactive in their claims process.