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hi everyone rosie here at credit expert the question ive been getting a lot of recently is whats going to happen to those mortgage credit scores when those loans start coming out of forbearance so um as youre aware im sure theres a lot of borrowers out there that are still currently in some form of forbearance in fact the mba reported last month in january 2021 that theres 2.7 million borrowers um that are currently in some form of forbearance and as you know um thats got to end sometime and it will probably be sometime soon i i would anticipate so what happens to the score when those borrowers come out of forbearance now if you remember last year we talked about what happens when they go into forbearance and the addition of that comment the in forbearance comment has absolutely no impact on the credit score and similarly when that comment comes off it also has no impact however theres always a however when it comes to the credit score used in the mortgage industry there are fa