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[Music] this second video of a series of five will consider those aspects that affect the character themselves the circumstances surrounding the Simon of the guarantee have a very important influence on the outcome for the guarantor secondly the personal financial circumstances of the guarantor plays a very important part in the negotiation process another major consideration is the mental and physical health of the countess and their family now those pursuing a guarantee have to be extremely sensitive to those situations one then has to weigh up the personal circumstances of the camera tool along with any contentious issues that may have arisen finally this has to be viewed in the context of the organisation that are chasing in the personal guarantee the next video will consider the external aspects that influence the negotiation of a personal guarantee [Music]