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old age security tends to come second to CPP its kind of like the stepchild that no one wants to talk about but old age security is a great income source for many and most Canadians and in this video I want to go through a bit of a OAS hack to allow the OS threshold on the clawback to be increased and Ill cover that later in this video the old age security is a monthly payment received by you once you hit age 65 you can delay it all the way till 70. uh the full OAS benefit as of today in 2023 is 691 dollars per month for every month that you delay it past your 65th birthday youre going to get an increase of 0.6 percent so if you dont want it now or you dont need it now you can delay it and get a pretty decent return on that investment going forward so if you wait all the way till 70 you will get 36 percent more than you would at age 65. back on July 1st 2022 there was an implementation of a 10 bump for for those over age 75 so if youre over 75 or if youre getting close to that a