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well its a different kind of loan it comes from something called a lending circle CBS 2s Bobby cable is live in West LA to show us how lending circles work Bobby well Paul typically you have to come here to a bank if youre interested in getting some financing and as you know that means youre going to be paying some interest as well well here in California that could be changing on some loans take a look this is Shwetha Coleys new ride like most car buyers she took out a loan to pay for I had the cash with me with not going to a bank not using a credit card but unlike most loans that cash didnt come with interest payments in fact it didnt even come from a bank instead the money came from something called the lending circle heres how it works twelve people each chip in a set amount each month in Shwetas case it was $100 then each month one member of the circle gets the whole pot and no interest definitely a familiar idea to me blending circles have been around for centuries in o
