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and I will tell you this if you look at one year at a time and only focus on one year thats a good strategy oh I dont have to pay taxes here but if you look at the next 20 30 40 years this is a horrible strategy hi Andy John Big Al sorry this is a bit long I also attached a PDF in case the email blows up anytime you got to send a PDF Jim its a little too late FYI its a little too long just a little Rich all right all right Im gonna bust through this as fast as I possibly can okay I can still give hes gonna use his superpowers today yeah okay yeah we will dear Joe Big Island Andy Im relatively new listener and love the show okay well now you know not to send us a novel uh the weekly podcast makes the drive to work in Chicago highways a learning experience and enjoy the humor as well great information looking forward to a future episodes Im nearing retirement and have had several portfolio reviews in the last year each opinion offered different views regarding rmd insurance and i