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i am the india collection specialist at credit sage and my goal is to help people learn how they can remove ic system from their credit report and in many cases without paying the debt at all so um if thats you or someone that you know im confident that youre going to walk away from this video knowing what the next best step is to take now im not saying that you shouldnt take action you know for example if if you know or you believe that icy system or for that matter any of the accounts on your credit report are the result of identity theft or have a wrong balance after youve already paid or you know any other major issues that are really affecting your life you may be out of settlement you know in those cases we work with a network of local attorneys that work on your behalf at zero cost win or lose and this is an addition to getting the account permanently removed from your credit report um or you know if you just want to get the account removed and and just dont want it on th