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hello and welcome to episode 5 of plane of prep at this point you signed on with an attorney and your attorney has engaged in pre-suit investigation the next step is for your attorney to draft a demand package to the insurance company of the liable parties the point of this video is to help you understand what a demand package is and the various components of a demand letter a demand letter is a letter your attorney will send to the insurance company which is basically a demand for payment before your attorney files the lawsuit the reason a demand letter can be crucial to your claim is because if the insurance company accepts you dont have to move forward with a lawsuit now lets talk about the demand letter itself a demand letter typically contains the four following elements one the known facts of the case two your liability argument three a presentation on damages and four a settlement demand with a time limit as we talked about before the demand letter will discuss the facts known