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first time home buyers and buyers who are thinking of buying in another state today were going to talk about buyer agreements okay now very important I am not a real estate agent I am a mortgage lender so what Im going to talk to you about is my experience and what Ive seen across the country based on what my clients are seeing okay very important I dont need some random real estate agent coming after me going youre not a real estate I know we all know Im a mortgage lender Im licensed in 48 states because of my footprint in terms of the business I do I see a lot I see so much okay so what is a buyers agreement so basically what it is is its you the buyer agreeing with an agent that theyre going to represent you for a certain period of time now you are saying to them I will just be working with you if I find a house you get paid okay thats the bottom line thats why its done its done because In fairness to real estate agents you know theres people who use 30 real estate ag