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In this tutorial, injury attorney Anh Phoong discusses how medical bills impact personal injury settlements. Clients often worry about accumulating medical expenses, and it's important to understand that these bills are considered when determining settlement amounts. Generally, higher medical bills can lead to higher settlements. Phoong reassures clients that medical bills are usually included in the settlement process. For instance, if a client receives a $50,000 settlement with $10,000 in medical expenses, the medical bills would be paid out from that total settlement amount. This ensures that clients are not left with outstanding medical debts after their case is resolved.