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welcome back to money math this is my series where i break down the actual mathematics and formulas behind concepts related to money today were going to talk about the opposite of a get rich quick scheme were going to talk about getting rich slowly like over decades specifically were going to talk about the mathematics behind making a consistent series of small payments regularly investing that money and building it up until you have a larger amount of money this is the core principle behind annuities mortgages retirement planning and many other different financial instruments by the end of the video well have actually built our own calculator linked down in the description that will let you make the actual calculations playing around with whatever assumptions you wish and to really get a sense for how much money you need to be investing regularly to achieve your financial goals to get started lets assume that i want to save a million dollars by the time that i retire not for any