Easily Remove Calculated Field from the Consumer Credit Application

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How to Remove Calculated Field from the Consumer Credit Application

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all right listen were going to talk about consumer law I want to tell yall when it comes to deleting these unverified information right so some of yall yall hear from the credit bureaus or consumer reporting agencies where theyre just like all verified verified verified but how did they actually verify were they going ing to what theyre supposed to do in a Fair Credit Reporting Act Right so these are things I need yall to understand so were going to look specifically at 15 USC 1681 I number five if you dont know what 15 UIC 1681 is thats the Trade Credit Reporting Act I put out a whole Master Class where I broke down the whole thing if you want that text fcra to 914-353-4741 so thats not what the video is about so 1681 I the section is basically a procedure in case of disputed accuracy so number five which I want yall to focus on is basically the treatment of inaccurate or unverifiable information so whenever they say something is verified or whatever but they havent actua

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What is Section 67 of the Consumer Credit Act 1974?

67 Cancellable agreements. (i)the creditor or owner; (ii)any party to a linked transaction (other than the debtor or hirer or a relative of his); (iii)the negotiator in any antecedent negotiations.

What is Section 55 of the CCA?

55 Disclosure of information. [F1(2)If regulations under subsection (1) are not complied with, the agreement is enforceable against the debtor or hirer on an order of the court only (and for these purposes a retaking of goods or land to which the agreement relates is an enforcement of the agreement).]

What is Section 76 of the Consumer Credit Act?

76 Duty to give notice before taking certain action. (c)treating any right conferred on the debtor or hirer by the agreement as terminated, restricted or deferred, except by or after giving the debtor or hirer not less than seven days notice of his intention to do so.

What does the Consumer Credit Act apply to?

Scope of the Consumer Credit Act It covers credit agreements such as credit cards, personal cash loans, overdrafts and store cards, as well as hire purchase agreements such as buying a car through instalments.

What debts are covered by the Consumer Credit Act?

Mortgages. Debts to individuals, such as family or friends. Debts to unlicensed lenders or loan sharks. Household bills, including gas, electric and water.

What is Section 64 of Consumer Credit Act?

64 Duty to give notice of cancellation rights. (b)except where section 63(2) applied, must also be sent [F1by an appropriate method] to the debtor or hirer within the seven days following the making of the agreement. (b)it is sent [F1by an appropriate method] to him together with the credit-.

What is Section 65 of the Consumer Credit Act?

65 Consequences of improper execution. (1)An improperly-executed regulated agreement is enforceable against the debtor or hirer on an order of the court only. (2)A retaking of goods or land to which a regulated agreement relates is an enforcement of the agreement.

What is Section 75 of the Consumer Credit Act?

If you used a credit card or point of sale loan to buy goods or services, then the transaction could be covered by Section 75 of the Consumer Credit Act. This allows you to raise a claim against your credit provider if: you paid some (or all) of the cost by credit card or with a point of sale loan.

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