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hi ron from acre and today were going to be walking through a subordination non-disturbance and a tournament agreement now this is a really common document that is used both on the lending side as well as the landlord as well as from the tenant and this particular walkthrough is going to walk through the major parts of this document and the template you can download as well as different areas that you may want to change to benefit your client whether thats a landlord a lender or the tenant hey everyone spencer burton here allow me to introduce ron rohde he is our acre legal contributor and hell be sharing a walk through of one of his real estate legal documents [Music] now the main areas obviously are the subordination and that primarily regards the subordination of the landlord and tenants lease agreement to the lenders loan agreement its pretty typical and basically just says that youre going to subordinate your lease to the loan agreement and its not going to supersede any te