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Wayne Wagner discusses Executive Deferred Comp plans (DCP, edcp) which allow clients to opt into a deferred comp plan once a year in the third or fourth quarter. This plan involves putting away part of next year's compensation until retirement, either as a lump sum or distributed over the first 10 years of retirement for income/cash flow. With people changing jobs more frequently, these plans often pay out as lump sums upon leaving a company.
