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When you use money from pre tax retirement accounts, you generally owe income tax, but there are several ways to potentially avoid or at least reduce those taxes, so thats what well talk about in the next couple of minutes here, but first, its important to acknowledge that there might not be a perfect solution for you as things get more intricate or you start to pursue these sort of too good to be true strategies, you may be setting yourself up for trouble, so do what you can to manage your taxes, but at some point, it may just be a nice problem to have, one potential solution is if you have an income thats low enough for the year, you might not owe any taxes, that might happen if you only work for part of the year, for example, maybe you are retiring or going to school or something happens like that. For example, youve got as a single person, lets say 13000 or so, have standard deduction if your income is low enough, and lets say you take out 8000 from a pre tax account, that w
