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In this tutorial, Mark Lockhart explains the insurance claims process, focusing on how to file claims and interact with an adjuster. He emphasizes that filing a claim can be straightforward, whether through an independent or direct agent. The claims adjuster plays a critical role in managing the claim, verifying coverage, and ensuring the process runs smoothly. Their primary goal is to expedite the resolution—repairing or replacing your vehicle and providing a check quickly. Lockhart highlights that efficient claims handling is vital for insurance companies, as delays or losing customers can incur additional costs.