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its Brian Preston the buddy guy I want to kind of walk through if youre a parent and youre saying okay I know 529 are the preferred savings tool what what other choices are there because theres people pitching things theres articles all the time well theres things youve heard your parents and grandparents so lets kind of go through these the first one I put with savings bonds uh-huh this is kind of old school yeah I mean grandparents the if youre getting savings bonds is probably from a grandparent who doesnt know that the world is updated and why do people like savings bonds its because if they were series EE and I bonds issued after 1989 the interest that was you know built up was tax-free if it was used for education now the problem we all live in a very low interest rate environment it just hasnt been much growth in those so thats kind of an outdated savings process or tool and back in the day it was a lot easier right so you buy a double a savings bond and what it doe