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In this video tutorial, Lee Pearlman discusses seven common tactics that insurance companies use in personal injury claims. One primary tactic is offering quick settlements, often for much less than the claim's true value. Studies indicate that individuals who settle early, without legal representation, may receive as little as 400% less than those who have an attorney. These early settlements typically neglect to account for necessary medical treatments, lost wages, pain and suffering, and other crucial factors related to the claim. Pearlman emphasizes the importance of being aware of these strategies to avoid being shortchanged by insurance companies.