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welcome to your own YouTube channel friends dont forget to subscribe the channel so that you wont skip any content video in this banker series also do stay till last of the seminar so that you dont miss anything as I am going to share many important topics tips and points which no other senior all your colleague will tell you this seminar is made keeping whole banking community in mind and not specific to any particular bank share this video as far as possible so that your friends to benefit and dont make mistakes while lending friends with fast promotions and less experience most managers or officers find it tough to handle the advances pressure of the branch let me tell you that advances or loans which are done in pressure normally turn bad or NPA so its better to have Thoreau knowledge of advances before going for the depth let us start with the agenda of the seminar first we will start with kyc here you will learn what to look for in the borrower when he or she first comes for