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today Im going to walk you through how to remove any collection off of your credit report for good lets first go through what a collection is so a collection is when you fail to pay a certain debt so a creditor may attempt to collect on the debt themselves or hire a collection agency or debt buyer to continue to try and collect on the debt there are cases where you will see a credit card that was charged off and now shows as a zero dollar balance showing and a third party collection agency is trying to collect on the debt there are also other types of collections like medical collections Comcast Verizon T-Mobile that typically just sell their debt to a third party from the get-go that just appear on your credit report I recommend always checking your mail because legally they need to give you 30 days to respond to their letters before it is put on your credit report as a new collection I recommend trying to settle these or fight them before they hit so you do not endure a new collect