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In this tutorial, viewers learn how to write a hardship letter for loan modification. A hardship letter is a personal document addressed to the lender, explaining the circumstances that caused payment difficulties on a mortgage. The video outlines a step-by-step process for composing this letter. Key components include: starting with the writer's full name and home address—ensuring the inclusion of street number, street name, city, state, and zip code—followed by contact information like phone number or email. The date should be formatted as month, date, and year. The tutorial emphasizes the importance of clarity in conveying one's financial hardship to the lender.
