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did you know that right now instead of just earning 2.5 on your cpfoa you can use it to invest into Singapore tea bills and fix double seats to earn a much higher interest however each of the methods come with its pros and cons so how to decide thats why in this video well be analyzing both methods to see which is the better choice invest in t-bus or fixed deposits all right lets Jump Right In lets talk about fixed deposits first if you chat Sydney youll see that banks are now offering up to 4.1 interest thats even higher than cpf essay interests are amazing but hold up before you get excited the fixed deposits you see here are actually for cash Investments meaning you cant invest your cpf money here to get the 4.1 interest or so right now the only bank thats letting you invest your cpf money into fixed deposits is ocbc if you go to their website you see the Chinese New Year exclusive time deposit rates thats not it scroll down a bit time deposit rates not this either scroll