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what is an endorsement in PNC Insurance endorsement is a process where customer can amend their existing policies for example if I have a personal Auto policy with one car after 3 month with the customer got an additional car you can create an endorsement which is otherwise called as policy change to add the other car and as a result the endorsement is going to give additional premium which will be built to the customer so endorsement is a process where you can update the policy it can be adding a coverage removing a coverage or any bookkeeping where you update the customer information all those things can be done through the endorsement transactions otherwise called as policy change transactions in any policy Administration system thank you