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welcome back everyone Sean Stevens here again with Metroplex mortgage services and another loan pro video quick tip how soon can qualify for a mortgage after a chapter 13 bankruptcy with USDA FHA VA and conventional loans chapter 13 bankruptcy waiting periods can be more flexible when compared to chapter 7 in todayamp;#39;s video I will explain the differences in qualifying advantages between each program side by side and remember if you need help or have a question that is what we are here for so just call our email to discuss your scenario because we are known for returning calls replying to emails and responding to your messages now would it be nice if everyone did that as a general overview and starting point here are the differences between a chapter 7 and chapter 13 bankruptcy for a chapter 7 you asked the Bankruptcy Court to discharge most of the debt you owe on a chapter 13 you file a burpee a plan with the Bankruptcy Court to pay back all or a portion of your debts ov