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In this tutorial, Florida foreclosure defense lawyer Michael Wasik addresses how to respond to debt-collection or default notices from mortgage lenders. He emphasizes the importance of understanding the documents received before deciding on a response. Wasik, along with his partner Jason Ricardo, aims to assist homeowners facing foreclosure and advocates for a dignified approach to overcoming such challenges. The video discusses creating effective responses to foreclosure notices and highlights the importance of comprehension of the correspondence from lenders to protect one’s home from foreclosure.