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Western countries are on the brink of a significant banking crisis, a situation that has been escalating and was forewarned. Wealthy individuals have begun taking steps to protect their assets, leaving the poor and middle class vulnerable unless they adapt. Key developments include China's ongoing zero COVID policy, which remains questionable, and recent structural changes announced by President Xi Jinping that may threaten Western economies. Additionally, U.S. and European central banks are reportedly engaging in questionable practices, notably stockpiling gold. These actions signal an urgent need for individuals to reevaluate their financial strategies in light of impending challenges.