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hello this is uri goodfern with singer nelson chalmers and today were going to talk about what is a certificate of liability insurance certificates of liability insurance are commonly used in business as evidence of insurance before doing construction on rented properties you usually have to show some type of certificate of liability insurance now while the certificate shows extensive information about the insurance including who is the named insured policy numbers effective dates and expiration dates type of policies and even limits of insurance it provides no actual insurance of the certificate holder the party receiving the certificate the certification does not change or alter the insurance coverage a certificate is therefore only a snapshot of the coverage in place the day the certificate is leased its for that reason that many certificate holders require a notice provision whereby a certificate is required to be sent if any insurance changes this has been erie goodfern from sin
