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Hi everyone, this is David Glanzrock with Fidelity National Title and on todays episode of the title minute we are going to educate you on how Fidelity National Title closes transactions and records documents with the county recorders office. In order to close real estate transactions, whether purchase or refinance Title Companies have to record the original Grant Deed, which is how the property is held, or vested, and the Deed or Deeds of Trust, which is the instrument that secures any mortgage and on real property. If a property is paid for in cash, there is no Deed of Trust, however, there is always a Grant Deed. When someone purchases real property, or refinances, or changes title, such as putting the property in a family trust, the transfer happens when the new Grant Deed becomes of record with the county in which that property is located. This is where the term recorded comes from. The new owner or change becomes of record only after the new Grant Deed has been recorded. To