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In this video tutorial, the speaker addresses a common question about structuring payment terms in contracts. They emphasize that the issue is less about the total amount charged and more about the payment breakdown. Many clients prefer not to pay everything upfront, especially for first-time collaborations. The speaker recommends the "50/25/25 rule" for payments: a 50% non-refundable deposit upfront to cover pre-production and most of production costs, a 25% payment upon submitting the first edit (with a watermark), and the final 25% due upon project completion. This structure helps facilitate smoother transactions and client satisfaction.