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In this consumer guide on travel insurance, key insights are shared as holiday travel approaches. Vicky Nguyen highlights that the necessity for travel insurance varies by individual needs. Typically, insurance can cost between 4% to 10% of the total trip cost. Coverage often includes lost luggage, trip cancellations or interruptions, and medical emergencies. It’s crucial for travelers to review their existing policies, such as home, car, health insurance, and benefits offered by credit cards, to determine what coverage they may already have. Reading the fine print is essential to understanding personal insurance needs and making informed decisions about additional purchases.
