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Alice from Washington asks how to address her broke roommate's late bill payments. The advice is to have a direct, calm conversation without distractions, emphasizing that the current living situation isn't working due to the unpaid bills. Alice is encouraged to download a free budgeting app, EveryDollar, to help create a budget. The discussion should stress the importance of timely payments to preserve their relationship. The adviser warns Alice that being overly nice may come off as passive-aggressive and advises her to be clear about the issue to effectively communicate her concerns.