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To increase your credit limit with Capital One, follow these steps: Understand that the process is entirely online, with no physical review of your request. Key factors considered for an increase include your total annual income, employment status, and monthly mortgage or rent payments. Before requesting an increase, update your income and employment information in the Capital One app or website to ensure it reflects in their system. Finally, access the chat feature, type in "credit increase," and complete the provided form. Remember, Capital One allows you to request a credit limit increase.